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Coverage from across Michigan and the state Capitol with the Michigan Public Radio Network and Interlochen Public Radio.

State Republicans have plan to lower auto insurance rates — but Dems don't buy it

Automobile insurance rates are expensive in Michigan. The state regularly places in the top ten for highest rates in the country.

But Republicans in Lansing say they have an answer that could lead to lower premiums. The state Senate passed a bill last week that would overhaul Michigan's no-fault insurance system by targeting the way insurers deal with healthcare providers, among other changes.

Rick Pluta, the capitol bureau chief of the Michigan Public Radio Network, explains how the plan would work: